| Business Continuity
Disclosure Vision Investment Services, Inc. (Vision) has developed a Business Continuity Plan on how we will respond to events that significantly disrupt our business. Since the timing and impact of disasters and disruptions is unpredictable, we will have to be flexible in responding to actual events as they occur. With that in mind, we are providing you with this information on our business continuity plan. CONTACTING US If after a significant business disruption you cannot contact us as you usually do by calling (847) 653-0400, you should call your Financial Advisor or visit www.investwithvision.com, our web site. If you cannot access us through either of those means, you should contact the firm listed on your client statement for instructions on how they may enter, execute, compare, allocate, clear, and/or settle your transactions. OUR BUSINESS CONTINUITY PLAN We plan to quickly recover and resume business operations after a significant business disruption and respond by safeguarding our employees and property, making a financial and operational assessment, protecting the firm's books and records, and allowing our customers to transact business. In short, our business continuity plan is designed to permit our firm to resume operations as quickly as possible, given the scope and severity of the significant business disruption. Our business continuity plan addresses: data back up and recovery; all mission critical systems; financial and operational assessments; alternative communications with customers, employees, and regulators; alternate physical location of employees; critical supplier, contractor, bank and counter-party impact; regulatory reporting; and assuring our customers prompt access to their funds and securities if we are unable to continue our business. Our business partners back up important records in a geographically separate area. While every emergency situation poses unique problems based on external factors, such as time of day and the severity of the disruption, we have been advised by our product partners that their objectives are to restore their own operations and be able to complete existing transactions and accept new transactions and payments within 24 hours. Your orders and requests for funds and securities could be delayed during this period. VARYING DISRUPTIONS Significant business disruptions can vary in their scope, such as only our firm, a single building housing our firm, the business district where our firm is located, the city where we are located, or the whole region. Within each of these areas, the severity of the disruption can also vary from minimal to severe. In a disruption to only our firm or a building housing our firm, we will transfer our operations to a local site when needed and expect to recover and resume business within 24 hours. In a disruption affecting our business district, city, or region, we will transfer our operations to a site outside of the affected area, and recover and resume business within 24 hours. In either situation, we plan to continue in business, transfer operations to our clearing firm if necessary, and notify you through our web site, http://www.investwithvision.com, or our customer emergency number, (800) 362-8795, how to contact us. If the significant business disruption is so severe that it prevents us from remaining in business, we will assure our customer's prompt access to their funds and securities. FOR MORE INFORMATION If you have questions about our business continuity planning, you can contact our Compliance Department at (847) 653-0400 #2. Privacy Policy Your personal privacy is very important to us. We want to explain our policy regarding how we treat information we collect and how it is used. This policy serves as the standard for our firm and all our representatives for the collection, use, retention and security of all personal information. This notice is being provided to you on behalf of both Vision Investment Services, Inc., ("VIS") and Vision Asset Management, Inc. ("VAM"). INFORMATION WE COLLECT FROM YOU We collect nonpublic personal information about you from the following sources:
"Customer" is a consumer who has a continuing relationship with VIS or VAM under which VIS or VAM provides one or more financial products or services to the consumer that are to be used primarily for personal, family, or household purposes. "Nonaffiliated Third Party" is a person VIS or VAM does not employ or a company that is not an affiliate of VIS or VAM. THIRD PARTIES WITH WHOM WE MAY SHARE INFORMATION With your consent, which you grant us under our agreement with you, we are permitted to disclose and share all of the nonpublic personal information that we collect about you for any purpose:
We may disclose all of the nonpublic personal information that we collect about you, as described above, to:
We require our joint marketing partners and marketing service providers to maintain the confidentiality of the information we provide them and to limit the use of the information to the purpose for which it was disclosed. We may also disclose nonpublic personal information about you to third parties as otherwise permitted by law. We share medical or health information only with such other companies that require this information for the purchase of a specific product or service. DISCLOSURE OF INFORMATION ABOUT FORMER CUSTOMERS If you decide to close your accounts, we will continue to adhere to the privacy practices described in this notice when you become a former customer. You become a former customer when you close your accounts with us or your investment advisory contract is terminated. OUR SECURITY POLICIES AND PRACTICES We take all reasonable steps to assure the privacy of client information. Our employees have been instructed and have agreed to maintain the confidentiality of all such customer information and to prevent the unauthorized disclosure of such information. This is acknowledged in our Affiliation Agreements. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. YOUR RIGHT TO OPT OUT OF INFORMATION SHARING WITH VIS AND VAM AFFILIATES VAM and VIS are permitted by law to share information about their experiences and transactions with you ("experience information") with any VAM or VIS affiliate. VAM and VIS affiliates include any company that is controlled by or under common control with MB Financial Bank N.A. We may also share other information about you unless you tell us not to. If you prefer, you may direct us to not share information (other than experience information) with VIS and VAM affiliates by notifying us, in writing, of your desire to "opt out" of information sharing for only marketing purposes or for all purposes with our affiliates. This notice from you must contain the complete title of your account, must reference your social security or tax ID number and must be signed by you. For any accounts that are held jointly with another person, each joint account holder may separately opt out and joint account holders may opt out for each other. You must indicate the name of each joint account holder on whose behalf you are opting out. Please send this notice to: Vision Asset Management, Inc. 6111 N. River Road Rosemont, IL 60018 Attention: Compliance Department (847)653-0400 #2 September 2005 |
| © 2007 Vision Investment Services, Inc.
A Registered Broker/Dealer Memeber FINRA, SIPC |